Terms & Conditions

Affiliates currently earn a 30% commission on net subscription revenue generated from referred customers, applied for the first twelve (12) months of each referred customer's paid subscription. Net revenue excludes refunds, chargebacks, taxes, GST/VAT, failed payments, third-party processing fees, and fraudulent or reversed transactions.

Commission rates, qualifying products, qualifying periods, holding windows, minimum payout thresholds, and any other commercial terms of this program are determined by BankSync and may be modified, suspended, or discontinued at BankSync's sole discretion on thirty (30) days' written notice. Modifications apply prospectively to referrals attributed after the effective date; commissions already accrued in respect of referrals credited before the effective date are honoured under the terms in force at the time those referrals were credited.

All referrals must be tracked through your unique Dub-issued affiliate link. BankSync is not responsible for lost or untracked referrals due to browser settings, ad blockers, cookie restrictions, attribution-window expiry, cross-device journeys, or other technical or platform-related issues.

Referral attribution and commission accrual are determined by Dub's tracking and reporting. Data recorded in Dub is the authoritative source for determining your commissions. You may dispute Dub's data only by providing written evidence of a manifest computational error within thirty (30) days of the relevant payout statement.

Commissions are subject to a two (2) month holding period from the customer's successful payment date. A minimum balance of $50 USD in approved commissions is required before payouts are issued. Payouts are processed via Dub's supported payout methods, and any payout processing, currency conversion, or transfer fees are the responsibility of the affiliate.

BankSync may withhold, reduce, reverse, or claw back commissions in respect of any transaction that is refunded, cancelled, disputed, charged back, uncollected, or determined by BankSync (acting reasonably) to be fraudulent, artificially generated, or attributed in breach of these terms. Reversed amounts may be set off against future commissions; where no future commissions are reasonably foreseeable, BankSync may recover overpaid amounts directly from the affiliate.

Affiliates are independent contractors, not employees, agents, or partners of BankSync. You may not make any representations or warranties on behalf of BankSync or impersonate BankSync as an employee, partner, or agent. Nothing in these terms creates a partnership, joint venture, franchise, or employment relationship between you and BankSync.

BankSync may modify, suspend, replace, or discontinue this affiliate program (in whole or in part) at any time on ninety (90) days' written notice to participating affiliates. Where the program is sunset, BankSync may, in its sole discretion, offer transition arrangements (such as a final-payment window or migration to a successor programme), but is under no obligation to do so.

If BankSync materially restructures, renames, repackages, or replaces its subscription plans, BankSync will (acting reasonably) designate an equivalent or successor product as the qualifying product for ongoing commission accrual. BankSync's designation is final. Continued participation after any change constitutes acceptance of the change.

You are solely responsible for all taxes (including income tax, GST, and equivalent foreign taxes) on amounts received under this program, and for any business registrations (including ABN and GST registration where applicable) required by your jurisdiction.

Where required by Australian law, BankSync (or its payout processor) may withhold tax at the applicable rate from any commission until you provide a valid ABN, statement-by-supplier exemption, or applicable foreign-resident certification (for example, W-8BEN/W-8BEN-E for U.S. tax purposes). BankSync may require identity verification, proof of bank account ownership, and tax documentation before any commission is released, and may withhold payouts pending receipt of such documentation.

Users who cancel, request a refund, charge back, or are terminated by BankSync for breach of its terms of service are deducted from your commission accrual retroactively. BankSync may set off any reversed commission against future payouts or, where no future payouts are reasonably foreseeable, recover overpaid amounts directly.

If the 90-day cancellation rate of users referred by you exceeds forty percent (40%), excluding cancellations attributable to documented Platform faults, BankSync may, in its sole discretion, freeze accrual of new commission while the matter is investigated, require additional verification of referral sources, or terminate participation under the Termination clause below.

BankSync may, on reasonable notice, audit your promotional materials, traffic sources, disclosure practices, and the underlying data supporting your referrals. You agree to respond to audit requests within ten (10) business days and to promptly remove or correct any non-compliant material identified.

You represent and warrant that you are not located in, organised under the laws of, or a national or resident of any jurisdiction subject to comprehensive sanctions (including without limitation those administered by the U.S. Office of Foreign Assets Control, the Australian Department of Foreign Affairs and Trade, the United Nations Security Council, or the European Union), and you are not listed on any applicable sanctions or restricted-party list. You agree to notify BankSync immediately if any of these representations cease to be true.